Senior Relationship Manager (Agriculture Lending)

Murray, KY

Full Time

Senior Manager/Supervisor

HR Consulting Solutions, LLC is a national executive search firm that has been retained by River Valley AgCredit to conduct a search for a Senior Relationship Manager to work alongside their team in Murray, Kentucky.

POSITION SUMMARY
River Valley Ag Credit is seeking an experienced and highly relationship-focused Senior Relationship Manager to lead the development, management, and expansion of agricultural and commercial lending relationships throughout the Murray market and surrounding communities. This is a senior-level lending and business development opportunity designed for an established financial professional with strong market presence, proven portfolio management success, and the ability to cultivate long-term relationships with agricultural producers, agribusiness leaders, commercial clients, and community stakeholders.

The ideal candidate will bring extensive experience in agricultural lending, commercial banking, relationship management, or portfolio development, along with the leadership presence and strategic mindset necessary to immediately contribute at a high level. This individual will serve as a trusted advisor to customers while helping River Valley Ag Credit continue growing its presence and impact within the agricultural and commercial sectors. This role is ideal for a seasoned lender or relationship manager who enjoys working directly with customers, understanding agricultural operations and business needs, developing new business opportunities, and serving as a visible leader within the local community.

PRIMARY WORK LOCATION

Murray, KY

REPORTS TO

Executive Leadership

KEY RESPONSIBILITIES

Develop, manage, and expand a high-value portfolio of agricultural and commercial lending relationships
Serve as a trusted financial advisor to agricultural producers, agribusiness owners, commercial customers, and rural landowners
Build and maintain strong relationships with customers, referral sources, business leaders, and community stakeholders throughout the region
Identify opportunities for new business development, portfolio growth, and expanded customer relationships
Structure, negotiate, and present complex lending solutions tailored to customer needs
Analyze financial statements, repayment ability, collateral, operational performance, and overall credit risk
Conduct on-site farm visits, business visits, and customer meetings to strengthen relationships and better understand operations
Maintain strong knowledge of agricultural markets, commodity trends, farm operations, rural economies, and commercial lending environments
Collaborate with internal credit and leadership teams to ensure sound underwriting, risk management, and portfolio administration
Represent River Valley Ag Credit professionally within the community through networking, industry involvement, and relationship-building activities
Assist in mentoring and supporting less experienced lenders and team members when appropriate
Maintain compliance with all applicable lending regulations, internal policies, and Association standards

PREFERRED QUALIFICATIONS

Bachelor’s degree in Business Administration, Agricultural Economics, Agriculture, Finance, Accounting, or related field preferred
Significant experience in agricultural lending, commercial banking, relationship management, portfolio management, or business development
Strong understanding of agricultural operations, agribusiness, and rural financial markets preferred
Proven ability to build, manage, and grow substantial customer portfolio
Established community and professional relationships within the region strongly preferred
Strong analytical, communication, negotiation, and interpersonal skills
Demonstrated ability to develop new business and maintain long-term customer relationships
Knowledge of Farm Credit System operations and agricultural finance principles preferred
Leadership presence with the ability to work independently and strategically within a growing organization

BENEFITS OF WORKING WITH US

Competitive Salary
Performance Based Bonus (Incentive Pay)
Generous PTO (Vacation and Sick Time)
12 Paid Holidays
Medical, Dental, and Vision Insurance
401K Retirement Benefits (3% automatic contribution plus up to 6% match; 9% total)
Company Provided Life Insurance
Disability Coverage
Relocation Assistance Available, If Applicable

QUESTIONS?

Email us at [email protected]
Visit our website: https://hrconsulting.llc/

We are an Equal Opportunity Employer and prohibit discrimination and harassment of any kind. Our company is committed to the principle of equal employment opportunity for all employees and applicants, providing everyone with a work environment free of discrimination and harassment. All employment decisions within our organization are based on business needs, job requirements and individual qualifications, without regard to age, race, color, religion, sex, gender, gender identity, sexual orientation, national origin, disability, veteran status, or any other status protected by the laws or regulations in the locations where we operate. We will not tolerate discrimination or harassment based on any of these characteristics.

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Do you currently reside in Murray, KY?*

How many years of commercial lending experience do you possess?*

How many years of agricultural lending experience do you possess?*

Please describe your direct experience with agricultural lending, including the types of producers, operations, or ag businesses you have worked with.*

Have you personally managed a commercial and/or agricultural loan portfolio?*

Approximately what size portfolio have you managed?*

Describe your experience developing new business relationships and growing a loan portfolio.*

Have you independently sourced and closed new commercial or agricultural lending relationships?*

What types of credit facilities have you worked with? Check all that apply.* Operating lines of creditReal estate loansEquipment financingLivestock financingCrop production loansCommercial real estateSBA lendingTreasury management products

Do you have experience analyzing financial statements, tax returns, and borrower cash flow?*

Have you participated in formal credit underwriting and credit presentations?*

Have you worked for a community bank, regional bank, Farm Credit institution, or another agricultural lending organization?*

Why does this particular opportunity with River Valley AgCredit interest you?*

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Senior Relationship Manager (Agriculture Lending)

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